There are activities that you can do to facilitate the earth’s presence into your life. An easy technique is pulling energy from the earth into your body. Visualize a place in the earth. I like to use the core center of the earth or the earth that is directly under my feet. I imagine immense amounts of energy coming from that place up through the earth and into my body. If I am sitting it comes up through my coccyx or perineum. Where I focus my attention the energy goes there. A favorite place for me is to fill my second chakra with the earth’s energy. This connects to the functions of sexual energy and personal power. I allow it to fill that area to maximum intensity then I move onto other areas of my body. It always feels wonderful to fill my body completely with the earth.

One may ask, “How can our bodies do such a thing as ‘pull energy’ from the earth?” Our bodies are amazing instruments that do a lot of things that we are not currently accessing. The body is a catalyst of energetic transformation, where we put our consciousness we can change it. Therefore we can put our attention into the earth and we then begin to receive its expanded being. Of course most people’s attention is connected to the worry, sadness, stress and/or anger so they bring that into their body instead of something cool like our planet.

The earth is a good place to let go of your anger or sadness into the ground. That kind of emotional energy is like a fertilizer for the earth, it can easily transform into its own kind of power. All you have to do sit or lay on the earth and relax into your self. Then begin to relive the story of what happen that made you angry. What you are wishing to obtain is the visceral intensity of the body memory of your anger. The purpose of reliving the story is to stimulate that, once you feel the anger in you stop re-traumatizing yourself with the past experience and remain focused on the body’s feelings. When you perceive that you are in touch with the physical experience of the suppressed anger imagine the energy releasing out of you and into the earth.

My release usually feels like a stream of emotions that pour out of me. It usually takes a minute or a few for it all to release. But for some deep emotional pains I have spent a few hours releasing. Afterwards I generally feel a huge weight released that allows something more infinite to come into my life.

Cultures across the globe have found ways to emulate the earth’s energy so that they can live in a connection to its consciousness. One technique that I find interesting is the low guttural chants of the Tibetan Monks. According to Greg Braden the purpose of the extreme bass chanting is to create harmony through out earth. If you allow the chant to be felt beyond your ears and actually feel it resonate in your body you will feel a soothing frequency. It is a basic vibration of the earth, as the planet seems to have many. Once you identify the vibration in your body you can duplicate it any time you wish. You will not need the monks to stimulate you. What I have found is that practicing the vibration can create more inner presence, a better connection to the earth and release emotional distress. One of the easiest ways to learn how to connect to the earth’s presence is through trees. Trees seem to link up with humans easier especially trees that are grown through nature (as opposed to a nursery) but have lived in the presence of people. My favorite place to commune with trees is at a local greenbelt that is wild yet has a daily influx of hikers.

What I do is simple: I relax, lean against the tree and then ask my body to perceive the energy of the tree. I might even ask, “Body, will you connect to the energy of this tree” or “Hey, what’s up?” Then I sit quietly in an inward state of being. What I generally feel is an energetic change in my body. My body is empathing the energy of the tree. It basically feels much slower and more relaxed than my body (although small plants have a faster vibration). As I experience different varieties, sizes and shapes of trees I find that they are all different. Even the same species vary. As I have become more skilled the trees tell me simple messages about their lives.

What I have learned about me through these interactions is my body is a sensory organ. It can pick up and interpret the energy of almost any living thing or being. Communication with trees opened me up to that possibility. Trees are less defensive than any other living being. Their openness makes them a good starter to developing psychic abilities. Once I learned about the energy of trees the energy of people became easier to read into.

One of the important lessons that I have learned from the earth is that people and the earth have a symbiotic relationship. As we evolve, or devolve, the earth changes to our energy. What I have learned from that is to keep growing and facilitating others to transform. As we do that our vibrational patterns move to greater ease and joy.

The best way that I create changes is by always looking at my own emotional blockages. It is basic stuff that most do not address such as: looking at my suppressed anger, the traumas of my life, guilt and finding ways to let them go. What begins to show up in my life is more happiness and a natural progression to communion with the earth’s presence. Of course, I am in nature regularly to remind me of its greatness. Now it feels like it is never far away no matter where I am located.

by Bart Sharp

Ten Ideas for Cheap Vacations: #1: Have you really explored your city? How often have you visited those not-so-frequented areas? Often we tend to feel remorse about not being able to head to that exotic destination on the other side of the globe! But have you given a thought to those interesting places in your neighborhood? It could be a small island or a sleepy village with a gorgeous backdrop; you can simply drive down there with your family and enjoy the weekend and soak up some sun!

#2: Well, if you are disappointed with the gloomy weather and wish for the sun and sand but really cannot afford to do so, fret not! The incessant rain does not always mean gloom; you can use this as an opportunity and pack your haversack! Head to the hills and have fun camping in the rains. No luxurious hotel can ever compare to the gorgeous backdrop provided by Mother Nature! The greens always come alive during the rains, so unwind and remember to leave your laptop and cell phone behind.

#3: The season you choose to travel can also help you to find a cheap vacation! Many hotels have exorbitant prices during the peak time of the year. Well, would you really want to spend loads of money and be amongst the crowd who thought of hitting the same place at the same time of the year? Probably not! In that case, you can find out when these hotels offer lowest prices and head off to the destination accordingly.

#4: Even if you have lived by the beachside all your life, probably you never had the time to explore all the beaches. Here is another cheap vacation idea! Find out about an isolated beach and rent a shack out there. Feel the sand, go collect seashells and watch the sunset! This won’t cost you a penny and definitely these are some good things that are free but we don’t have the time to look!

#5: If you really wish to cut down on your expenditure, you can do so without too much hassle. When was the last time you met your good friend from school? Pack your bags and hang out with your friend for the weekend. There can be nothing compared to the joy that is felt while catching up with an old friend over a hot cup of coffee.

#6: Find out about like minded people like you who are looking for a break and plan for an outing together. Go and explore those places you always wanted to but do this activity in a group. Sometimes, a large group helps to cut down on the cost factor including the stay and mode of travel. The group could be your colleagues or people in your neighborhood.

#7: Is there any particular activity you like doing? It could be photography and or it could be exploring the wild. There are many groups that gather for the love of any particular hobby. Browse online or check out the local papers. It can be a group interested in photography and you can join such a club and explore new places together. In this manner, you would even make new friends and enjoy a particular hobby with like-minded people.

#8: If you are the kind who loves to shop but would not want to do so due to the exorbitant price tags, you need not worry! Shopping is a major way to relax for many individuals and you need not always feel guilty about spending oodles of money. Many towns have flea markets in some corner you may have never explored. Pack your bags and head off to that destination and spend few days bargaining and exploring at the flea markets. You can often come across unique stuff out here without really blowing big bucks!

#9: Look for some reasonable package tours to close by destinations if you wish to go with your family. Package tours may offer you better deals for your stay and food as well. It would also save you the trouble arranging for modes of travel since the route would already be fixed by the agency.

#10: Visit the State parks or mountain ranches in your area. These places have many facilities where you can explore new areas and enjoy good food. Certain inexpensive ranches have many activities designed for children. This would keep the tiny tots busy as well!

Use these ideas for cheap vacations and stop being a couch potato all through the year! After all, you deserve a refreshing break and you need not always worry about the budget if you plan it the right way. Have fun! info from googleitt.com

by admin

Your backs against the wall and you need to make money SOON. What’s a person got to do? Luckily for you, the following suggestions could just give you a life!

Idea #1 Hold a Workshop

Every person has an expertise. If you know what’s yours, consider sharing your knowledge just this once by holding a workshop. You could set it up online and get a good following in a few hours. You can hold class in a private chat room. If things go well, you could always hold a repeat when you start suffering from money problems again.

Idea #2 Auctioning at E-bay

Do you have any assets that are worth a considerable value and you’re amenable to disposing? If so, let them go right away by auctioning them off at websites like E-bay. Don’t forget to include a Buy Now price since you’re in a hurry. After that, let the highest - or quickest - bidder win!

Idea #3 Moonlighting

Start checking the calling cards you’ve collected over the years, and find the people who had continuously made you offers which you once felt had inadequate rates. Now, it’s time to take the bait! Beggars can’t be choosers so start accepting as many gigs as you can.

Idea #4 Investing in the Foreign Exchange Market

If the stock market doesn’t appeal to you then maybe you’ll do better investing in the foreign exchange market. Since you’re running against time, you need to make the most out of short term trading by using a large amount of money as investment. Even a minute is enough to earn a substantial profit from your money…as long as you’ve made the right choices of course. So be careful since the risk of losing money is just as great as what you could earn!

Idea #5 Get a (Small) Loan to Invest

You’ve sold all hand-carry assets you own, and you still have some debts to pay off. If so, do you still have other assets in your name like a car or even your own home, for instance? Such assets can be mortgaged, and the application process could even take less than half an hour as long as you can submit all the necessary qualifications. If you have no other assets to speak of but you’re employed, you can use this to take out a payday loan. Just let them make the necessary calls to your employer and character references and you’re sure to get your money in an instant.

Idea #6 Obtain a Payday Loan

Payday loans are not always evil. If you know you can pay off your loan in time and you don’t have assets to mortgage, you could always risk taking a payday loan. All you’ll need to do is submit proof of your identity and employment and you’re good.

Idea #7 Hold a Yard Sale

If you don’t have Internet connection to gain you access to the world, collect all the items you wish to sell and prepare your home for an impromptu yard sale. Use common marketing techniques like buy-one-take-one promos. Call all your family and friends and let word-of-mouth do the work of advertising for you.

Idea #8 Be a Sales Agent for a Day

If you have friends who work as sales agents or in the sales department in general, most of them will usually be willing to pay you commission if you help them sell or just by pointing them to the right direction with excellent referrals.

Online Money Tree provides tips and resources on how to make money online. New and aspiring internet entrepreneurs can find some great ideas and advice on how to start a small internet business from home.

by apolla heck

Payday Loans Online refer to a financial provision which intends to provide you instant money to cope with the sudden arisen mid-month needs. The loans are small, short term and quick in approach. It does not carry any credit check so your bad credit is not an issue for theses loans. As the loans are meant to bridge the small cash flow gap so it offers you amount up to £1000 which is required to be back by your next paydays. Because of being renewable, it gives you an option to extend the repaying time for next 3 to 4 weeks but an unnecessary extension may be detrimental for your financial health.

Paydays loans online are instant loan so it does not trust in wasting the time and making delay by falling into the trap of unnecessary documentation and credit check. It simple requires your age proof, employment proof, address proof and a valid bank checking account. Your must be 18 years and above with a valid bank account with at least three month continuance.

The loans are prompt and so the medium used for it must move on equal footing with each other. Internet work in tune with the demanding nature of these loans and give rise to quicker solution of your urgent financial crunch. Internet, being means of global accessing makes your path simple and straight. You can apply from anywhere, any integral part of this world. The information, you exchange through it remain fully safe and private. No third party can know it. Facility of getting varied loan offers with different loan quotes, absence of any hidden charge, low overhead cost are some other features which has made the medium quite popular and a contemporary one.

Payday’s loans online mean availability of payday loans in quickest possible time. The process involves one of the fastest means of electronic communication that is internet. It serves the financial purpose of salaried class.

by Tess Ocean

Online payday loan is a convenient route to get quick cash relief, actually when you need it the most. The payday loans or instant short term cash advances act as the bridge between the borrowers urgent cash needs and his upcoming pay day. This loan comes into rescue when the individual is embroiled in uncertain finance crises. These small and short term cash loans are very helpful for the people who are surviving on their salary to meet every day expenses.

The urge for loan comes in limelight when the individual has limited source of income and rising cost of miscellaneous expenses. In several cases, things happen to be so important that a person cannot let them remain ignored or untouched. The problem for cash crunch only occurs in between any two consecutive paydays. There are lots of people across the country who face such problems on a regular intervals. However, for helping those people, the lending authorities in the UK have come up with the provisions of the payday loans. These loans last only for next salary day or upcoming payday of the borrower. This is the reason, they are well known as short-term loans. The amount offered under this loan is small or equivalent to the borrower’s salary.

The urgent cash crunch can be easily met in just less than 24 hours of time. The loan amount offered under the online payday loans in UK ranges from around 100 pounds to 1,200 pounds. The sanctioned money has to be repaid in time period of two weeks or by the next payday of the borrowers. Meanwhile, the borrower can repay the principle amount plus some lending fees, which is incurred upon by the loan providing authorities.

The leading lenders or banks earn by charging fee over the amount offered. This mode of charging fees is well known as the rate of interest. No doubt, the interest rates vary from person to person and even the lender to lender. However, the terms and conditions basically depend on the income of the loan seeker. For availing the loan, one must earn 250 pounds per pay day.

The lender offers the loan to individuals who have achieved the age of 18 years and hold the citizenship of the UK. Adding to your convenience, the borrower must possess bank account for loan transaction. Due to less hassles and hindrance, the short term payday loans in the UK are even known as the fax less payday loans.

One of the best features of this loan is that the individual can apply for payday loans from the comfort of his or her home. You can go online, search till you find a lender that you are comfortable dealing with, and then fill the free loan application form. The loan expert from the concerned company will go through the form and verify the details that you have provided. The most important information that you would need to provide is your bank account. As soon as the loan expert has verified your details, the processing of your request starts . You can avail online paydays on the same day of application.

by amenda dorothy

You should report lost or stolen cards, without any late. Allowing anyone else to use your card may land you in the zone of adversities. Your card needs to be signed on the signature panel as soon as you receive it. If it is not signed, immediately contact the bank. You should not write down your PIN anywhere. Rather you should memorise it. Never forget to get your card back after every purchase. Checking the heck sales vouchers/charge slips including purchase amount when you sign them and keeping copies of sales vouchers and ATM receipts makes your credit card transaction safe. You should not give your credit card number over the phone or on the Internet, unless you are dealing with a reputable online trading company and have initiated the call yourself.

There are several processes through which you can make credit card repayment. You can deposit cash at any of the branches of the bank (from which you have taken the card) towards your credit card payment. The payment is reflected in your account within 24 hours. You should make your payment one day prior to the due date to avoid Late Payment Charges and Interest Charges. By making a cheque or draft favouring the concerned bank and dropping it at any of the Branches / ATM Locations / drop boxes of that bank makes your credit card payment successful. You can also pay online if you hold a savings account.

You may even make credit card repayment over phone if you hold a savings account. You have to call the phone banking number of the concerned bank. You can choose the number closest to you for avoiding unnecessary commuting. The repayment amount would take 2-3 working days to reflect in your credit card account. In order to avoid late payment charges and interest charges, you should call in advance. However phone repayment system is not present with all credit card providers of India. So at the time of going for a new word, you should make sure that phone repayment is available with that bank.

Online credit card is not a new form of credit card. Rather it signifies the online way of going for a new credit card. You can avail a card through online service as all the major banks are now offering the opportunity of online application. In this way, you have to fill the online application form and provide some details. Once you offer these details, the representative from the bank comes to you and fill ups the formalities. As soon as you fill the form and offer the necessary documents, the processing starts… Your plastic money is sent on your mailing address.

by Addi Vardhaman

When was the last time you actually took a look at how much interest you were paying on your credit cards? If you are like most people, it has been a while. Do you realize that you can not only save money, but get all of your credit card payments transferred to one low interest credit card with just a click of the mouse?

Applying for any type of credit card is easier than ever when you apply online. Whether you are applying for a consolidation credit card that will allow you to get a better interest rate and transfer existing balances, a student credit card or even a sub prime credit card, you can get the best deals when you apply online.

Low Interest Credit Cards

Looking for low interest in a credit card that allows you to transfer a high existing balance from another, high interest yielding credit card? Take a look at what is available online. You can choose from a myriad of different credit card options, many of which offer zero percent financing. What can be better than that?

Student Credit Cards

If you are a college student and want to establish credit, there is no better way to do it than getting a credit card. Use it wisely and you will be able to build a substantial credit history. Instead of just applying for the first credit card that comes along, you are better off to take a look at the choices that you have when it comes to student credit cards. There is no better way to do that than by going online and checking out your options.

Sub Prime Credit Cards

If you think that your chances of getting credit are shot because you have a low credit score due to a foreclosure or bankruptcy, think again. You can get a sub prime credit card easily by applying online. And when you choose a site that gives you choices, you can review the specifics of each card and make a choice as to the one that is best for you.

Take a look online at sites like Fast OPM where you can get a huge variety of choices when it comes to getting a credit card, no matter what your situation. And best of all, these sites allow you to apply right online! No hassle, no mailing, no fuss. No matter what type of credit you have, there is a credit card out there waiting for you. www.fastopm.com

by Aaron Novak

Shop Online for Inexpensive Credit Cards and Loans

These days, it’s very easy to find an inexpensive credit card by shopping around online. Fortunately, it’s a lot less work than it used to be compared to other more traditional methods. The Internet has made it very easy to find the best deals possible on just about anything you’d want to buy. It’s also easy to find the best rates on credit cards and loans. There are a myriad of web sites out there for you to compare financial products so that you can find the best one for you. When you shop, you should look for those that offer you the best rates, fees and terms. A good option is to use a price comparison website that can compare hundreds of cards from multiple lenders in one go.

Even though online shopping has made it easier for you to find the best credit card and loan rates possible, it’s also true, unfortunately, that this also makes it easier for con artists to find you. If you have an e-mail address and you don’t take proper spam precautions, you’ll doubtless open your inbox every day to find it filled to overflowing with offers for cheap credit cards and loans. Even though a lot of these are legitimate offers and not scams, they’ll still cost you a lot more than you need to pay. And indeed, some of them are scams. Regardless, some may also put you hundreds of pounds in debt without giving you anything in return.

Avoiding Credit Card Mistakes

If you do apply for a credit card or loan without doing your homework first, it’s very likely that you’ll find yourself saddled with all kinds of debt that can quickly get out of control. One of the most basic and important rules to remember when applying for any kind of credit is to read all of the terms and conditions carefully.

This means you read the fine print on anything before you commit to it. Fine print is fine print specifically because it’s difficult to read and can also be difficult to understand, and it may contain information that is to your detriment. If you don’t take the time and trouble to read it, you could find yourself facing lots of extra charges and fees that you unwittingly agreed to when you signed on the dotted line. This is because you are legally responsible for anything you sign for. If you don’t read the fine print, it’s your fault. Therefore, take the time and trouble and read it.

For example, one of the most popular credit card products has an offering of a 150 limit with interest rate below 10%. Even though this sounds good at first, when you read the fine print you’ll find that you’re agreeing to pay an application fee of 60, an annual fee of 40, and perhaps worst of all, a monthly service fee of almost 10. Therefore, if you agree to these terms, your account will be charged 109.95, but your available credit will actually just be 39. On top of that, you’ll also be charged interest until you pay this off, meaning you’ll be paying a total of 159 per year for a credit card with a credit limit of just 150. So not such a good deal after all.

Perhaps the best option is a secured credit card. Almost anyone can be approved for one of these. To get a secured credit card, you need to make a deposit that usually equal to 50% to 150% of your initial credit limit. Most of these types of cards have no annual fees, and they also don’t charge monthly service fees or application fees. This is a much better deal because unlike the fees paid for the so-called “unsecured” credit cards, you can keep the money you would normally pay for fees. You can then put this to good use by leaving it in savings so that it can accrue interest for you, instead of spending it uselessly on fees you neither want nor need to pay.

by George King

Tip #1 Interest Rate

The first thing you need to compare is the interest rate on the loan to the rates on the other loans. You will find that there are many lenders out there offering competitive charges and then others who aren’t. If you do your research and just spend a little bit of time you will find borrowing with a very good interest amount.

You will want to look at the top three or four plans and then compare them. Just because a lender lends an amount at a low charge it does not necessarily make it the ultimate plan for you. This is a very important aspect to consider, but it is just one piece of the puzzle. Tip #2 Down Payment

Another thing that will affect your credit is your down payment. Generally, the more you put down, the lower you will be charged. This is something to consider because while you may like the idea of not putting any money down you will actually spend more over time due to a higher charges.

Try hard to have a down payment of at least a couple thousand dollars. This will lower your monthly payment and help you with the rate. Tip #3 Credit Rating

Your financial rating will also play a role in the car borrowing you get. Individuals with high credit scores will qualify for lower rates than those with bad credit. Because of this those with great credit scores should do even more research to get the best possible rate because they are more likely to get 0% charge for a period of time or even a very low interest rate. Those with bad rating will need to search for a car plan offer they qualify for that does not have sky-high charge. Tip #4 Negotiate

The final tip is to negotiate the interest charge and terms to your best ability. Many lenders are interested in getting your business, especially if you have great rating.

So, simply negotiate the terms that you are willing to accept for an auto loan. You may locate some lenders are unwilling to budge, while others will work with you. It is always worth a try!

These are just a few things you need to keep in mind when it comes to looking for auto loans. If you follow the suggestions here you will be able to get the desirable auto loan for your situation and even saves some money!

by Ajeet Khurana,

There are two main types of loan creditor who offer auto loans for bad credit scorers. They are the hard cash creditors and the sub prime creditors. The sub prime lenders help the people to choose the best loan for them. The rate of interest on auto loans for bad credit holders is little bit higher compared to traditional auto loans but a sup prime lender lowers down the interest to a certain level in order to attain profits. The hard cash creditors need very less documentation to approve the auto loans compared to the sub prime lenders. However, they charge a high interest rate than the normal sub prime charges.

The loan helps to poor credit borrowers to buy a used or fresh vehicle and fulfill their dreams. The poor credit auto loans also assist the people to rebuild their credit status. The auto loans bad credit is mainly designed for people with poor credit history such as the defaulters, people with CCJs, arrears holders and bankruptcy filled borrowers.

The credit point is calculated with total financial sketch of a person. If the total credit point is below 580, the credit status of the person is indicated as a poor score. The factors that help to evaluate the credit score of the person are:

* Payment records

* Due loan amounts

* Period of credit account

* The type of credit used

* Latest credit

by Gavin Hadley